# Garnishment Calculations

Examples of child support calculations using garnishment allocations.

The following are examples of calculating withholding amounts for two states within the Consumer Credit Protection Act (CCPA) limits; the first using fixed amounts and the second using both a percentage-based and a fixed amount.

## Example #1 - Fixed Dollar Amount

The following is an example of calculating withholding amounts for two states when both orders are for fixed dollar amounts.

 Employee's Gross Income: \$900/month State A: \$200/month State B: \$350/month Total Due: \$550/month Disposable Income: \$750/month Employee CCPA Limit: 55% Distributable Income: \$412.50 (55% x \$750)

State

Calculation

Prorated Amount

A

36% of total due (\$200/\$550)

\$148.50 (\$412.50 x .36)

B

64% of total due (\$350/\$550)

\$264.00 (\$412.50 x .64)

## Example #2 - Fixed Dollar Amount & Percentage Based:

The following is an example of calculating withholding amounts for two states when one order is percentage expressed and one order is a fixed dollar amount.

 Employee's Gross Income: \$500.00/bi-weekly pay period State A: 31% of gross income State B: \$150.00/bi-weekly pay period Total Due: \$305.00 ((31% x \$500.00 =\$155.00) + \$150.00)) Disposable Income: \$450/bi-weekly pay period Employee's CCPA limit: 65% Distributable Income: \$292.50 (65% x \$450)

State

Calculation

Prorated Amount

A

51% of total due (\$155/\$305)

\$149.17 (\$292.50) x .51)

B

49% of total due (\$150/\$305)

\$143.33 (\$292.50 x .49)