Affordable Care Act
This section provides answers to common ACA Processing questions.
Which paper forms does Spectrum support?
Form 1095-C is the only paper form supported. Spectrum doesn't provide the paper Form 1095-B (for small, self-insured companies) or the paper transmittal forms, 1094-B and 1094-C.
The IRS doesn't require me to file electronically. Do I still have to file electronically?
Yes. Spectrum doesn't provide a paper version of Form 1094-C, which is the transmittal form for Form 1095-C. Instead, Spectrum generates a file which you can submit to Nelco directly.
What if I need to file Form 1095-B?
Form 1095-B is for self-insured organizations with less than 50 full-time and full-time equivalent employees. You may complete the forms manually using the fill-in PDF forms from the IRS.
What if I don't have the HR module and am self-insured?
You can import all covered individuals and their information using the Employee Worksheet. All self-insured organizations should keep and maintain the data requested in this worksheet.
What if I don't want to file electronically and am self-insured?
You may complete Form 1095-B manually using the fill-in PDF forms from the IRS.
